One app to move value
across the continent.
Divest started in Lagos in 2023 with one job: turn crypto into cash in a bank account in minutes. Today it is a private banking app for people whose money crosses borders, live in Nigeria, Ghana, Kenya and South Africa.
Built for money that crosses borders.
Across Africa, sending value to the next country still means a detour through Dollars, a correspondent bank, and a rate nobody shows you until the money has gone. We think that is a design problem, not a fact of life.
So we settle locally on both sides, show the rate before you commit, and lock it. The amount you send is the amount that arrives. That is the whole product.
What we believe
The rate you see is the rate you get
Every quote is shown and locked before you confirm. No spread hidden at settlement, no separate transfer fee.
No correspondent bank in between
We settle locally on both sides of a transfer, so cedis, shillings, rand or naira land as the full amount, usually within minutes.
Licensed where we operate
Customer funds sit with licensed banking partners in each market, and we register with the regulator before we open a corridor.
How we got here
From one feature to a private bank in your pocket, in three steps.
Divest launches on the App Store and Google Play: crypto to cash in a Nigerian bank account in minutes.
Cash-to-crypto arrives, and Money Xchange opens cross-border transfers across Nigeria, Ghana, Kenya and South Africa.
Private banking for the global citizen: foreign accounts, exchange, international transfers and Divest Business, in one app.
Licensed and compliant
Customer funds are held with licensed banking and payment partners in each market, separate from Divest’s own.
FSCA · South Africa
Authorised financial services provider, FSP 53959.
FINTRAC · Canada
Registered with the Financial Transactions and Reports Analysis Centre of Canada.
NDPR · Nigeria
Compliant with the Nigeria Data Protection Regulation in how we collect and keep your data.
Where to find us
Nigeria
12D Wole Ariyo Street, Lekki Phase 1, Lagos
Canada
1130 Hachey Avenue, Coquitlam, British Columbia V3K 4V7
South Africa
34 Shortens Courtney Estate, Lee Barnes Boulevard, Ballito
As seen on
Money that moves
like you do.
Open your Divest Banking account in minutes.
4.7 star rating and over 3k ratings on the App Store