Convert and spend locally
as a foreigner in Nigeria
Convert your Dollars, Pounds or Euros to Naira for daily expenses, at a rate you see before you confirm, and convert back whenever you need to.
Indicative rate; the live rate is shown in the app. Savings assume a typical bank rate about 3% below ours.
Daily life in Naira shouldn’t depend on guessing the rate
If your income or savings are in a foreign currency, converting enough for rent, groceries and daily expenses usually means relying on whatever rate a local bank or bureau de change offers that day, with little way to compare before you commit.
How it works
Hold your income as it comes in
Keep your Dollars, Pounds or Euros in your Divest account.
Convert what you need
See the Naira rate before you confirm, and convert only what covers your expenses.
Spend or save
Use converted Naira for daily life, and keep the rest in its original currency.
The rate you see is the rate you get
Same principle as the rest of Divest: the rate shown before you confirm is what you actually get, whenever you choose to convert.
Indicative rate. Your quote is locked at the live rate when you confirm.
What you get
Convert on your schedule
Move only what you need, when you need it.
Hold multiple currencies
USD, GBP, EUR and NGN, in one account.
No guessing the rate
See exactly what you’ll get in Naira before you confirm.
What you’re actually comparing Divest to
How the usual options work, next to Divest.
Who it’s for
Expats on assignment
Convert salary or allowances for day-to-day living expenses.
NGO and diplomatic staff
Manage foreign-currency income alongside Naira spending in one account.
Long-term residents
Convert savings gradually instead of all at once.
Why choose Divest
Convert as little or as much as you need, whenever you need it.
Hold what you don’t convert in its original currency.
One account for the whole time you’re here, and when you eventually leave.
What customers say
“Moving to Lagos for work, I needed Naira fast. Divest had me paying rent within my first week.”
“I get paid in dollars and spend in Naira. Converting at a clear rate makes budgeting simple.”
“Paying my driver and household staff locally used to be a cash run. Now it's a quick transfer.”
Got questions?
Our support team is available around the clock to help whenever you need it.
Contact supportYes: USD, GBP, EUR and NGN all together.
Related pages
Money that moves
like you do.
Open your Divest Banking account and convert on your own schedule.
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