Receive money and pay out
at the rate you’re shown

Divest moves your money to Nigeria, Ghana, Kenya and South Africa, straight to a bank account or mobile money, with no separate transfer fee.

4.7 rating · 300k+ registered users
International transfers
Check today’s rate
Indicative rate
1 NGN = 0.009935 GHS · no separate fee
They receive
993.55
Separate fee0.00 NGN
ArrivesWithin minutes for most corridors
You save vs. a typical bank29.81 GHS

Indicative rate; the live rate is shown in the app. Savings assume a typical bank rate about 3% below ours.

Sending money abroad is built to cost you

Banks bury their margin in the exchange rate, then charge a transfer fee on top of that. By the time it lands, you’ve lost more than you agreed to.

How it works

Step 01

Choose the country and amount

Step 02

Confirm the rate

No surprises later.

Step 03

It lands

In a bank account or mobile money.

Where you can send

Nigeria, Ghana, Kenya and South Africa, with more routes on the way. Pick yours.

From Nigeria
Nigeria to GhanaNGN → GHSNigeria to KenyaNGN → KESNigeria to South AfricaNGN → ZAR
From the United States
United States to NigeriaUSD → NGNUnited States to GhanaUSD → GHSUnited States to KenyaUSD → KESUnited States to South AfricaUSD → ZAR
From South Africa
South Africa to NigeriaZAR → NGNSouth Africa to GhanaZAR → GHSSouth Africa to KenyaZAR → KES
From Kenya
Kenya to NigeriaKES → NGNKenya to GhanaKES → GHSKenya to South AfricaKES → ZAR
From Ghana
Ghana to NigeriaGHS → NGNGhana to KenyaGHS → KESGhana to South AfricaGHS → ZAR

However they want to receive it

Bank account

Direct transfer to any bank account across every corridor Divest supports.

Mobile money

Cash out straight to mobile money, where supported.

Digital wallet

Send to the wallets people already use every day.

Why choose Divest

Divest Rewards

Earn rewards on every transfer.

Security you can trust

Every transfer encrypted and monitored for fraud.

Divest VIP

Higher limits, VIP rates and priority payouts when you move more.

Got questions?

Our support team is available around the clock to help whenever you need it.

Contact support

Within minutes for most corridors.

Money that moves
like you do.

Open your Divest Banking account and send money in minutes.

4.7 star rating and over 3k ratings on the App Store