Work as a freelancer.
Get paid by clients abroad

Receive payments from clients abroad directly into your own USD, GBP or EUR account, hold what you’re paid in, and convert only when you’re ready.

4.7 rating · 300k+ registered users
Built for
What your invoice is worth
Indicative rate
1 USD = 1,550.00 NGN · no separate fee
You convert to
2,325,000.00
Separate fee0.00 USD
ArrivesInstantly, in your balance
You save vs. a typical bank69,750.00 NGN

Indicative rate; the live rate is shown in the app. Savings assume a typical bank rate about 3% below ours.

Freelance income shouldn’t lose value crossing borders

Getting paid by an international client often means routing through a platform that takes its own cut, or watching your payment auto-convert at a rate you had no say in. For income that’s already irregular, that unpredictability makes it harder to plan around what you actually earn.

How it works

Step 01

Share your account details

Give clients your dedicated USD, GBP or EUR account number.

Step 02

Get paid directly

Funds land in the currency you were paid in. No forced conversion.

Step 03

Convert when it suits you

Pick your moment, see the rate, confirm.

The rate you see is the rate you get

Same principle as the rest of Divest: when you do convert, the rate shown before you confirm is what you actually get.

Your quote
Locked before you confirm
They receive
2,325,000.00 NGN
You send1,500 USD
Exchange rate1 USD = 1,550.00 NGN
Separate fee0.00 USD

Indicative rate. Your quote is locked at the live rate when you confirm.

What you get

Dedicated foreign account

Get paid directly, no third-party platform taking a cut first.

Hold before you convert

Decide when to convert instead of having it decided for you.

Multiple currencies, one account

USD, GBP, EUR and NGN, together.

What you’re actually comparing Divest to

How the usual options work, next to Divest.

How it worksDivestA dedicated account, no platform cut, and a rate you see before converting.Payment platformsThey often take a percentage before the money even reaches you, on top of their own conversion rate.Bank wiresSlow, and routed through correspondent banks that add days before funds clear.

Who it’s for

Writers and designers

Get paid directly by clients abroad, with no platform fee stacked on top of what they quoted you.

Developers and consultants

Receive retainer or project payments in the currency they were agreed in.

Content creators

Hold earnings in the currency platforms pay out in, and convert on your own schedule.

Why choose Divest

No platform cut

Payments come to you directly.

Your timing, your rate

Convert when it makes sense, not the moment funds land.

One account for everything

Hold, convert, spend or send.

What customers say

Customer story
“I get paid by clients in the US straight into my USD account. No more waiting days for platform withdrawals.”
Emeka NwosuProduct designer, Lagos
Customer story
“I connected my Divest USD details to Upwork in minutes. I convert to Naira only when I need to.”
Aisha BelloCopywriter, Abuja
Customer story
“Invoicing a UK client used to be a headache. Now they pay me like a local and I see it the same day.”
Kwame AsanteDeveloper, Accra

Got questions?

Our support team is available around the clock to help whenever you need it.

Contact support

Yes, share your dedicated account details the same way you’d share a local bank account.

Money that moves
like you do.

Open your Divest Banking account and start getting paid directly.

4.7 star rating and over 3k ratings on the App Store