Hold a foreign account
in USD, GBP and EUR

Get dedicated account details in USD, GBP and EUR, so you can receive international payments directly, hold them in the currency they arrived in, and convert only when you’re ready.

4.7 rating · 300k+ registered users
Foreign accounts
US Dollar account
Available balance
$12,480.00
Account nameKemi Adeyemi
Account number8310041729
Routing number101019644
Bank nameLead Bank

Illustrative account details. Yours are issued in the app.

Getting paid internationally shouldn’t mean losing control of when you convert

Without a foreign account, international payments often land through a third party, get auto-converted at whatever rate is live that day, or sit in someone else’s pooled account before reaching you. You lose the choice of when to convert, and often a chunk of the amount along the way.

How it works

Step 01

Open your account

Set up your USD, GBP or EUR account details inside Divest.

Step 02

Share your details

Give your dedicated account number to whoever’s paying you.

Step 03

Receive and decide

Funds land in that currency. You choose when to convert or spend.

The rate you see is the rate you get

Same principle as the rest of Divest: when you do convert, the rate shown before you confirm is what you actually get, with no separate fee tacked on after.

Your quote
Locked before you confirm
Lands in your NGN balance
1,550,000.00 NGN
You convert1,000 USD
Exchange rate1 USD = 1,550.00 NGN
Separate fee0.00 USD

Indicative rate. Your quote is locked at the live rate when you confirm.

What you get

Dedicated account details

Yours alone, not pooled, so there’s no confusion about whose money is whose.

Hold in the currency you’re paid in

No forced conversion the moment funds land.

Convert on your terms

When you do convert, see the rate before you commit to anything.

What you’re actually comparing Divest to

How the usual options work, next to Divest.

How it worksDivestYour own account details, your own currency, your own timing.A traditional local bankMost local banks can’t issue you dedicated USD, GBP or EUR details at all, so international payments route through intermediaries first.Third-party payment platformsFunds often sit in a shared or pooled account before reaching you, with auto-conversion you don’t control.

Who it’s for

Freelancers and remote workers

Get paid by international clients directly, no third-party platform in between.

The diaspora

Receive support or income from abroad without routing it through someone else’s account.

Businesses

Receive payments from international customers or partners without opening accounts in multiple countries.

Why choose Divest

It’s actually yours

Dedicated account details, not shared with anyone else.

No surprise conversion

Funds stay in the currency they arrived in until you decide otherwise.

Works alongside Exchange

Convert or send onward whenever you’re ready, same account, no transfers between apps.

What customers say

Customer story
“Having my own USD account details changed how I get paid. Clients pay me like any US business.”
Kemi AdeyemiConsultant, Lagos
Customer story
“I hold pounds from my UK clients and convert only when the rate suits me.”
Obinna EzeArchitect, Enugu
Customer story
“Setting up my EUR account took minutes on my phone. No branch visit, no paperwork.”
Zainab LawalTranslator, Kano

Got questions?

Our support team is available around the clock to help whenever you need it.

Contact support

USD, GBP, EUR and NGN.

Money that moves
like you do.

Open your Divest Banking account and get your foreign account details in minutes.

4.7 star rating and over 3k ratings on the App Store