Move money across
currencies, instantly
Open a multi-currency account, convert between Naira, Dollars, Pounds and Euros, and pay out to Nigeria, Ghana, Kenya and South Africa, all from your phone, at the rate you see before you commit.
Indicative rate; the live rate is shown in the app. Savings assume a typical bank rate about 3% below ours.
Your money shouldn’t need a passport to change currency
If you’ve ever needed to pay in Dollars, receive in Pounds, or send Naira somewhere else entirely, you’ve run into the same wall: your bank account only speaks one currency, and everything else gets routed through fees, delays and conversions you don’t control.
Dollars get stuck waiting to be converted.
Naira has to pass through a currency it was never meant to touch just to reach somewhere like Ghana or Kenya.
Every stop along the way quietly takes its own cut.
How it works
Open your account
Hold and fund Naira, Dollars, Pounds and Euros in one place.
Convert
See the rate before you commit to anything. No surprises after you confirm.
Send or hold
Your money arrives same-day or within minutes, or stays in your account until you need it.
The rate you see is the rate you get
The cost of converting is built into the exchange rate shown before you confirm, not added on afterward as a separate fee. What you see on the screen is what actually moves.
Indicative rate. Your quote is locked at the live rate when you confirm.
What you get
Multi-currency account
Hold and fund USD, GBP, EUR and NGN in one account instead of juggling separate ones for each currency.
Pay out to four countries
Send to Nigeria, Ghana, Kenya and South Africa, without opening a new account for each destination.
Dedicated account details
Your account details are yours alone, not pooled with other users.
What you’re actually comparing Divest to
How the usual options work, next to Divest.
Who it’s for
Diaspora senders
Support family back home without your transfer getting stuck in a currency it never needed to touch.
Freelancers and remote workers
Get paid in Dollars or Pounds from international clients, then hold, convert or spend that income on your terms.
Businesses
Pay international suppliers and receive payments from customers abroad without opening a separate account for every currency.
Why choose Divest
Built for cross-border life
One account handles Naira, Dollars, Pounds and Euros, instead of forcing you to juggle several.
Nothing hidden until it’s too late
The rate you see before confirming is the rate that holds.
Reach that keeps growing
Pay out to Nigeria, Ghana, Kenya and South Africa today, with new corridors added as the network expands.
What customers say
“I can see the rate before I convert, and there's no surprise fee afterwards.”
“Switching between dollars and Naira takes seconds. I don't need a bureau any more.”
“I convert a little each week when I need it. Having everything in one app keeps it simple.”
Got questions?
Our support team is available around the clock to help whenever you need it.
Contact supportNaira, Dollars, Pounds and Euros, all in one account.
Related corridors
Money that moves
like you do.
Open your Divest Banking account and start converting in minutes.
4.7 star rating and over 3k ratings on the App Store