Receive and pay internationally
to sustain your business

Receive payments from customers abroad and pay suppliers in their own currency, with dedicated multi-currency accounts and rates shown before you commit.

4.7 rating · 300k+ registered users
Divest Business
Price your next payment
Indicative rate
1 NGN = 0.009935 GHS · no separate fee
They receive
24,838.71
Separate fee0.00 NGN
ArrivesSame day, often minutes
You save vs. a typical bank745.16 GHS

Indicative rate; the live rate is shown in the app. Savings assume a typical bank rate about 3% below ours.

Cross-border payments cost businesses more than the transfer fee

Delayed supplier payments strain relationships. Customer payments that arrive in the wrong currency, or take days to clear through a correspondent bank, create friction your business shouldn’t have to absorb. And an unpredictable conversion cost makes it harder to price your own services with confidence.

How it works

Step 01

Open a business account

Hold and receive in USD, GBP, EUR and NGN.

Step 02

Share details or convert

Receive customer payments directly, or convert between currencies at a visible rate.

Step 03

Pay out

Settle supplier payments or move funds onward, in minutes to same-day depending on the destination.

Price with confidence

Know the exact rate before a payment is sent or received, so your margins aren’t eroded by conversions you can’t predict in advance.

Your quote
Locked before you confirm
They receive
24,838.71 GHS
You send2,500,000 NGN
Exchange rate1 NGN = 0.009935 GHS
Separate fee0.00 NGN

Indicative rate. Your quote is locked at the live rate when you confirm.

What you get

Multi-currency business account

Hold USD, GBP, EUR and NGN without separate accounts for each.

Dedicated account details

Your business’s own payment details, not shared or pooled with other users.

Transparent, rate-based pricing

See the cost before committing to a payment, inbound or outbound.

What you’re actually comparing Divest to

How the usual options work, next to Divest.

How it worksDivestDedicated accounts, a visible rate, and payments that settle without unnecessary intermediaries.A traditional business bank accountCross-border payments route through correspondent banks, adding days and costs that aren’t clear until after the fact.Informal channelsCash-based or agent-based payments leave no paper trail and no recourse if something goes wrong.

Who it’s for

Importers

Pay suppliers in Ghana, Kenya and South Africa directly in their currency.

Exporters and service businesses

Receive payments from international customers without opening accounts in each market you serve.

Cross-border teams

Pay remote contractors or staff in the currency they’re actually paid in.

Why choose Divest

Built for operational reliability

Dedicated accounts your business can depend on.

No hidden conversion costs

The rate shown is the rate applied.

Scales with where you do business

Nigeria, Ghana, Kenya and South Africa today, with more added as the network grows.

What customers say

Customer story
“We receive payments from clients abroad and pay suppliers locally, all from one account.”
Tunde BelloFounder, logistics company, Lagos
Customer story
“Paying our team in Ghana and Kenya used to take days. Now salaries go out on time every month.”
Esther OwusuOperations lead, Accra
Customer story
“Clear rates up front mean our finance team can plan instead of guessing.”
David MwangiCFO, e-commerce brand, Nairobi

Got questions?

Our support team is available around the clock to help whenever you need it.

Contact support

Yes: USD, GBP, EUR and NGN in one account.

Related pages

ExchangeForeign accounts

Money that moves
like you do.

Open your Divest Banking account and get your business payments moving in minutes.

4.7 star rating and over 3k ratings on the App Store